PolicyFX
Policy-led FX risk management for Canadian finance teams. Track exposure, compare coverage to policy, and walk into every bank conversation with a clear position.
PolicyFX is purpose-built around the three things treasury teams actually do every month — book exposures, review CoverageDesk, and produce something the board will read.
Hedged notional against open exposure by maturity month.
CA$530K / CA$740K
CA$670K / CA$910K
CA$350K / CA$620K
CA$820K / CA$1.18M
CA$610K / CA$840K
CA$720K / CA$990K
Every invoice, signed PO, and forecast in one place. Tagged by pair, type, owner, maturity, and materiality.
See under-covered, over-covered, and on-policy exposure in one view — by bucket, by pair, before the next bank call.
Exposure, hedge activity, and policy compliance in a board-ready pack. Numbers traceable to the ledger.
PolicyFX names the exposure profile before anyone talks trade execution: static, layered, invoice-level, or mixed.
Classify exposure that clusters around one campaign, contract season, or budget rate. PolicyFX shows whether the period is protected without implying execution.
Classify recurring monthly exposure that should be reviewed in maturity buckets, not in one-off panic cycles.
Micro-hedging, renamed for plain-English operators: match invoices, POs, and projects to hedge coverage at the item level.
Classify companies that need a base plan for forecast exposure and invoice-level tracking for firm commitments.
PolicyFX sits above whichever bank or broker you already use. It turns exposures, hedge targets, and maturity buckets into a clear operating rhythm your controller, CFO, and auditor can follow.
See under-covered, over-covered, and on-policy exposure in one view. PolicyFX gives your team a written policy, CoverageDesk, and audit-ready reporting before anyone asks for a quote.
Mobile summary of policy status by pair and maturity bucket.
0–30 d
31–90 d
91–180 d
181–270 d
0–30 d
How a treasury team would manage FX — trimmed down for a Canadian SMB that needs the discipline without the department.
Upload confirmed invoices, signed POs, and forecast cash flows by currency pair and maturity date. CSV from QuickBooks or Sage works without column mapping headaches.
Choose active pairs, hedge target percentages, and CAD materiality thresholds your team can defend. AFP defaults are pre-loaded — adjust if you must.
CoverageDesk shows under-covered, over-covered, and on-policy exposure in one view, refreshed daily against Bank of Canada context. You walk into the bank call already knowing the exposure, the gap, and the coverage you need.
Use policy flags, reports, and indicative context to ask better questions before executing anywhere. You decide. You execute. PolicyFX tracks.
Enterprise TMS platforms start at $50,000 a year and assume a dedicated treasury team. PolicyFX runs from $199/mo CAD — month-to-month, annual, or three-year. Switch tiers, downgrade, or cancel any time.
Month-to-month. Cancel any time. For teams getting FX discipline live without a commitment.
Two months saved. For teams ready to make PolicyFX the operating rhythm.
For founder-led finance teams standardising policy, reporting, and bank conversations.
If you need a longer answer, email support@policyfx.com — we reply in two business days, usually faster.
No. PolicyFX does not execute trades, hold funds, or earn FX spread. It is software for tracking exposure, policy, coverage, and reports. You execute with your own bank at your bank's quoted rate.
No. You keep your bank or broker relationship. PolicyFX gives you the independent policy layer above those execution providers — so your dealer no longer sets the agenda.
CAD-first. The five G10 deliverable pairs used by Canadian importers and exporters: USD/CAD, EUR/CAD, GBP/CAD, EUR/USD, GBP/USD. No NDFs, no exotics in Phase 1.
No. Recommendations are policy-compliance signals based on the data and the written policy you set. Rates shown are indicative — your bank quotes the executable rate at the moment of trade.
PIPEDA compliant. All data hosted in Supabase ca-central-1, encrypted in transit and at rest. Row-level security ensures no cross-tenant access at the database layer.
That is the design. Track RBC, TD, Scotia, BMO, CIBC, Corpay, or any provider. PolicyFX is bank-neutral by deliberate construction.